Pet Health Insurance Reviews
Having the most adorable pet of the whole neighborhood has advantages and disadvantages of its own. Starting from the whooping adaptation cost and other pet care measures, it doesn’t need a genius to guess that having a pet is definitely a costly affair. Once you bring home a pet, you bring home numerous responsibilities along with it. These responsibilities are regarding health and well-being of your pet, as long as it is with you.
One of the best things that promises to take care of the expenses for your pets, is pet insurance. Pet insurance is the newest craze amongst the pet owners, both old and new. Pet health insurance is as tricky as the normal human health insurance and hence one needs to get well versed before dealing with it.
Benefits
Pet health insurance is a great assistance that a pet owner can get with various severe pet health conditions, costly tests, surgeries, as well as organ transplants. Pet health problems only increase as the age of the pet progresses. Hence, younger as well as older pets do need timely medical visits for various reasons like vaccination, spaying and neutering.
If an old dog gets diagnosed with an underlying medical condition then the expenditure just gets increased. Hence, pet health insurance can always come to your rescue. The pet insurance plans can take care of your budget and hence they prove to be a blessing when one has multiple pets. Some pet insurance plans often assist you by taking care of as much as 80% of the pet’s medical expenditure. However, this is true only when you opt for the best plans.
Features
One cannot find out the best pet insurance, unless he compares all the available pet insurance plans. When you compare pet insurance plans make sure that you are not choosing one haphazardly. But rather you need a thorough study of pet insurance plans of the popular insurance companies. You also need to opt for a well-known insurance company rather than some unheard one. Hence, rather than their lucrative offers and great terms of working, you need to avoid buying cheaper policies.
While doing the comparison, always consider the pet insurance cost. Consider the premiums and deductibles of you also need to consider pet insurance for preexisting conditions, if your pet requires. If you have multiple pets, then you need to pay the cost for multiple pets. Once you consider all these things, then shortlist some affordable insurance plans and then zero down on the best of them all.
Reviews
QuickCare Pet Insurance
Here are the pet health insurance reviews of the popular plans by QickCare Pet Insurance.
QuickCare Accident Only
- Premium for dogs – USD 10.95 and for cats – USD 9.95
- USD 50 deductibles
- 100% reimbursement
- Doesn’t come with maximum annual benefits or lifetime benefit on named conditions.
QuickCare Gold
- Premium for dogs – USD 57.90 and for cats – USD 38.45
- USD 100 deductibles
- 70% reimbursement
- Provides maximum benefits for accidents on per incident basis, illness categories on the pet lifetime basis, supplemental coverage is as stated on the insurance document and all accidents and illnesses are covered
QuickCare Complete
- Premium for dogs – USD 30.95 and for cats – USD 19.95
- USD 100 deductibles
- 70% reimbursement
- Provides no maximum accident benefit or illness benefit restrictions but covers all accidents and illnesses
American Society for the Prevention of Cruelty to Animals (ASPCA)
Here are the pet health insurance reviews of American Society for the Prevention of Cruelty to Animals.
Accident Coverage
- Premium for dogs – USD 9.50 and for cats – USD 7.50
- USD 100 deductibles
- 80% reimbursement
- Maximum benefits offered USD 2,500 per incident and USD 8,000 per year, along with 10% multiple pet discount
Wellness Coverage
- Premium for dogs – USD 33.50 and for cats – USD 25.50
- USD 100 deductibles
- 80% reimbursement
- Maximum benefits offered USD 3,500 per incident and USD 11,000 per year, along with 10% multiple pet discount
Wellness Plus Coverage
- Premium for dogs – USD 59.00 and for cats – USD 51.00
- USD 100 deductibles
- 80% reimbursement
- Maximum benefits offered USD 5,000 per incident and USD 13,000 per year, along with 10% multiple pet discount
PetPlan USA Pet Insurance
Here are the pet insurance comparison of the best policies of PetPlan USA Pet Insurance.
Gold Plan
- Premium for dogs – USD 40.97 and for cats – USD 19.32
- USD 200 deductibles for dogs and USD 50 deductibles for cats
- 80% reimbursement for dogs and 100% reimbursement for cats
- USD 20,000 maximum benefits. USD 500 for advertisement if the pet is missing, up to USD 1000 if you face losses of vacation cancellation due to the pet’s injury. You can get around USD 500 to USD 1000 in case of emergency or the pet gets lost.
Silver Plan
- Premium for dogs – USD 36.92 and for cats – USD 17.50
- USD 200 deductibles for dogs and USD 50 deductibles for cats
- 80% reimbursement for dogs and 100% reimbursement for cats
- Maximum benefits of USD 12,000
Bronze Plan
- Premium for dogs – USD 33.18 and for cats – USD 15.85
- USD 200 deductibles for dogs and USD 50 deductibles for cats
- 80% reimbursement for dogs and 100% reimbursement for cats
- Maximum benefits of USD 8,000
Pets Best Insurance – Pets First Plan
- Premium USD 37.22
- USD 75 deductibles
- 80% reimbursement
- Maximum benefits of USD 7,000 and the Best Wellness Option at $17 per month
Embrace Pet Insurance
- Premium USD 25.86
- USD 100, USD 200 or USD 500 (as per plan) deductibles
- 80% reimbursement
- Maximum benefits of USD 10,000, along with ‘Continuing Care Coverage’ and ‘Dental Illness Additional Coverage’
Well, along with these pet insurance reviews, you can also check the pet health insurance reviews of Healthy Paws Pet Insurance, Veterinary Pet Insurance, Trupanion, Hartville, etc. pet insurance plans. I hope above pet insurance comparison was found resourceful! All the best!
