0% Credit Cards: Know the Top 5 Zero Percent Credit Cards for September 2018
0% Credit Cards: The global money market comprises a vast pool of credit cards with each having its distinctive set of rates and fee structure. Every individual has a different perspective of purchasing or owning a card and hence the specific rates and benefits of a card help them decide the best option. For example, if you are a frequent flyer to love shopping then travel miles cards or cards with no transaction fees are the best. If you follow a fashion of financing your purchase and transferring your balance from one card to another, then cards with 0% APR is the best option for you.
If you are looking for cards to save interests on big purchases and transferred debts, here are the best options to help you make the right decision:
Chase Freedom Unlimited
Annual Fees: $0
Foreign Transaction Fee: 3%
Intro APR: 0% on purchases and balance transfer for 15 months
The Chase Freedom Unlimited is a cash-back card with zero percent interest and an attractive sign-up bonus. With this card, you can enjoy 1.5% cash back on all your purchases with no minimum requirements. You can use the cash backs for direct travel or hotel bookings or opt to transfer the amount to any other credit card. The best part is that there is no expiry for the cash backs and you can use it with ease wherever and whenever you aspire.
The Amex EveryDay Credit Card
Annual Fees: $0
Foreign Transaction Fee: 2.7%
Intro APR: 0% on purchases and balance transfer for 15 months
The card offers a 15-month intro period for purchases and balance transfers. With the card, you can earn rewards with 2x points at US supermarkets and 1x on remaining purchases. You can also enjoy 10,000 membership points after you make a purchase of $1000 in the first three months of account opening. Moreover, if you use your card for payment for 20 or more times, then you are entitled to earn 20% more reward points on those specific purchases.
Edward Jones World MasterCard
Annual Fees: $0
Foreign Transaction Fee: 1%
Intro APR: 0% on purchases and balance transfer for 12 months
Edward Jones is a renowned investment advisory company that offers this rewarding card only at its branches. The card charges a cash advance fee of $10 or 4% of the total purchase, whichever is greater. You can also earn 1 Loyalty Point on every $1 spent, and the same can be redeemed for cash backs, gift cards, donations, or purchases done for travel.
Choice Rewards World MasterCard
Annual Fees: $0
Foreign Transaction Fee: No Foreign Transaction Fee
Intro APR: 0% on purchases and balance transfer for 12 months
The card comes with almost double reward points, no annual fees, and an impressive rate of interest. You earn two reward points on an expenditure of every $1 on gas, groceries, electronics, household good, medical, and telecommunications whereas 1x for every $1 spent on remaining purchases. The best part is that the points do not expire. Moreover, the card comes with the safe and secure chip and PIN authentication measures.
Capital One VentureOne Rewards Credit Card
Annual Fees: $0
Foreign Transaction Fee: No Foreign Transaction Fee
Intro APR: 0% on purchases and balance transfer for 12 months
VentureOne card offered by Capital One is an excellent zero percent credit card with a sign-up bonus of 20,000 miles after an expenditure of $1,000 on purchases within the first three months from the time of account opening. Moreover, no blackout dates, no foreign transaction fee, and no expiry of earned miles until the lifetime of the card are the attractive benefits the card offers.
