Top PayPal Credit Cards – 2019
PayPal Holdings Inc. is a modern time electronic money-transferring platform that allows you to make or receive payments, purchase or sell products and services, or donate or receive donations through their digital PayPal wallet. This American organization enables its customer to carry out all their transactions in 25 different countries.
Instead of carrying cash around which is anyway not a safe option when you are traveling, you can only sign up for a PayPal account and roam around freely knowing that there is money in your digital wallet which you can use to make purchases anywhere and at any time.
In fact, with PayPal credit services you can purchase anything big or small whenever you want without having to worry about the budget as there are various repayment options available for the account holders.
Now as a PayPal account holder, you will receive the following benefits:
- Secure Transfers – PayPal has a 24/7 monitoring system for fraud detections. It alerts you if any suspicious activity is recorded in your account whether it is regarding transferring money to the bank account, making online payments or sending money to another account.
- Quicker Checkouts – There is no need to enter your card or account details every time you make a purchase with PayPal. You can save your financial preferences in your PayPal account for faster checkouts every time you make a payment, purchase or transfer.
- Earn Rewards – If you link your credit or debit card with your PayPal account, then you can earn some points and rewards that can be used to make future purchases, get cash back in PayPal account or to purchase vouchers for restaurants, gas stations, merchandise, and many other categories.
We have a listed three of the best PayPal Credit Cards that can get you maximum benefits if you begin to make your regular purchases and transfers using them.
PayPal Cashback Mastercard
- No annual fee
- Get 2% cash back on every purchase you made using the card wherever Mastercard is accepted
- Get cash rewards every time you use the card
- Get all Mastercard benefits
- Redeem cash rewards any time you want when you check out through PayPal
- No threshold on the redemption of rewards
- If purchased using PayPal Mastercard, you can double the warranty period of the product for up to one year at no additional cost
- If you are buying any product using PayPal Mastercard and the price drops within 60 days from the date of purchase, Paypal reimburses with the difference amount
- Get ID theft alerts, ID theft affidavit assistance, and credit card replacement at zero cost
- EVM chip technology to make shopping more convenient for you at chip-enabled terminals around the world
PayPal Extras Mastercard
- Get 3 points on every dollar you spend at restaurants and gas stations
- Get 2 points on every dollar you spend at PayPal and eBay purchases
- Get 1 point on every dollar you spend on other purchases wherever Mastercard is accepted
- Get all Mastercard benefits
- Points can be redeemed to purchase travel vouchers, gift cards or cash back to the PayPal account
- If purchased using PayPal Mastercard, you can double the warranty period of the product for up to one year at no additional cost
- If you are buying any product using PayPal Mastercard and the price drops within 60 days from the date of purchase, Paypal reimburses the difference amount
- Get ID theft alerts, ID theft affidavit assistance, and credit card replacement at zero cost
- EVM chip technology to make shopping more convenient for you at chip-enabled terminals around the world
PayPal Credit – Digital Credit Line
- No annual fee
- Get six months promotional financing on all the purchases made through PayPal above the amount of $99
- No interest charged if you pay the amount within six months
- Instant credit approval within few seconds after application
- No credit card required
- Easy access to PayPal credit using the PayPal account
- Accepted across many stores around the world
- No limitation to the category of products or amount of purchase
