Top Credit Cards by First Premier Bank Credit Cards

First Premier bank credit cards is one of the apex organisations when it comes to issuing of MasterCard in United States. If you do not have an appropriate credit score even then you have various credit cards offered from First Premier Bank. This is the reason why this card is one of the most prominent when it comes to being an issuer. This article will give you an insight on the crucial information that will be considered by you before you buy a credit card and will tell you about the perks and rewards associated with it will highlight the pros and cons of the card thereby helping you make an informed decision.

First Premier Bank Mastercard Credit Card

Annual Fee: $75 – $125 for the first year, $45 – $49 after that.

APR: 36%

Foreign Transaction Fee: 3%

Late Fee: $38

Cash Advance Fee: 5% of Minimum $8

Cash Advance APR: 36%

The first impression about this card is that this is a costly card considering that there are various fees associated including process application fees and annual fee. The next thing that you will notice about this car is that it has an extremely high APR that is another factor to be considered.

Here are some other highlights of First Premier Mastercard Credit Card:-

• This is a good credit card if you want to get your score better that specifically gets lowered down when you take short-term loans.
• Very high processing fee
• High annual fee and the APR
• You can get this card with a low credit score as well.
• You can save money specifically for payday loans multiple times in a year.

First Premier Bank Classic Credit Card

Annual Fee: $75 – $125 in the first year, $45 – $49 after that.

APR: 36%

Foreign Transaction Fee: 3%

Late Fee: $38

Cash Advance Fee: 5% of Minimum $8

Cash Advance APR: 36%

Yet again a card that comes with bad credit score is also accompanied with heavy charges. Even the application processing fee has to be paid all together at one go, or else the process will be withdrawn.

Here are some other highlights of First Premier:-

• Application process fee is $95. It has to be paid in one go.
• You do get a grace period of 27 days.
• Cash Advance APR is also hefty 36%.
• It is a good card for people who want to improve their credit score and get eligible for better rewards cards in the future.
• The initial credit limit on the card is $300 and the available credit is $225. This is because the annual fees is deducted from the credit limit.
• If the credit score is good, the annual limit can be increased to $400 with an annual fee of $100.
• With an annual limit of $500 there is an annual fee of $125
• The card is secured with smart chip technology