Top Checking Accounts of 2019

Top Checking Accounts of 2019

Top Checking accounts are an integral part of banking sectors and for business, entrepreneurs, and self-employed professionals. For banks, it is one way to gain maximum returns on services of Top checking accounts. Further, from the user point of view, the account helps to manage finances in the most likely and smart manner. However, what is most difficult is to choose the best checking account because every bank has its distinct benefits and restrictions on checking accounts. You need to select the one that suits them best depending on your flow of personal finances.

Here are some of the thoughtful picks of best checking accounts of 2019:

High Yield Investor Checking Account by Charles Schwab Bank

Monthly Fee: $0

APY: 0.35%

Minimum Balance: $1

High Yield Investor Checking Account by Charles Schwab Bank is undoubtedly the best checking account. The account is designed by a thoughtful investment company for pure investment purposes.

  • The checking account provides unlimited rebates on withdrawals through ATMs anywhere across the globe.
  • It offers a mobile check deposit service.
  • Low fees and a minim balance of minimal amount make the account holds its significance.
  • The only limitation is that the account does not allow a cash deposit.

Interest Checking Account by Ally Bank

Monthly Fee: $0

APY: 0.10%

Minimum Balance: $0

Interest checking account by Ally Bank is an excellent option to go when in need of a checking account.

  • The bank offers 24/7 customer service support through live chat, emails, and phone banking.
  • Low on interest and no monthly fees are significant benefits for the account holders.
  • Gain access to more than 43,000 ATMs.
  • The bank also offers reimbursement of $10 every billing cycle for other bank’s ATM charges.
  • It also provides a quick, easy, and safe option for money transfer to friends and relatives through Zelle.

Capital One 360 Checking Account

Monthly Fee: $0

APY: 0.20%

Minimum Balance: $1

Capital One is a high-end technology service provider with the most compelling banking services. 360 top checking accounts is one impressive technological tool from the bandwagon.

  • There are no fees on ATM withdrawals from other banks.
  • The APY increases varies between 0.20% to 1.00% depending on the account balance.
  • It also offers overdraft options with a variety of benefits like free transfers and extended grace period.
  • Cutting-edge tools and exciting features at no monthly fees and hidden charges.

Summit Account by Aspiration

Monthly Fee: $0

APY: 1.00%

Minimum Balance: $0

Aspiration is a member of FDIC and offers the most rewarding banking services including the Summit Checking Account.

  • The checking account requires a minimum deposit of $10 to open a checking account.
  • The checking account offers a competitive APY at no monthly charges.
  • There are ATM reimbursements concerning other bank ATM withdrawals.
  • There are no overdraft fees.

Spending Account by Chime

Monthly Fee: $0

Chime offers a mobile bank checking account with excellent cash-back rewards for specific transactions through the debit card.

  • No monthly fee and minimum balance for account maintenance.
  • For a cash deposit in the account, the account holder uses a third-party service provider.
  • There is no specific service for the check deposit.
  • All the checks are created and sent through emails.
  • You can even send a paper check through the mobile application.

Cashback Debit Account by Discover

Monthly Fees $0

Discover Bank is a member of FDIC and provides exciting benefits through its complete range of banking services. The cashback debit checking account is one such offering by the bank.

  • The account offers 1% cashback benefits on combined purchases of $3000 through the debit card.
  • No minimum balance required for maintenance of the account.
  • Access to more than 60,000 ATMs worldwide.

Xtraordinary Checking Account by Connexus Credit Union

Monthly Fee: $0

APY: 1.75%

Minimum Balance: $1

Xtraordinary Checking account by Connexus Credit Union comes with a host of technological tools, features, and ample of benefits.

  • Access to more than 54,000 ATMs worldwide with no monthly fee.
  • There is no minimum requirement for account maintenance.
  • Minimum 15-debit card transaction and one bill payment every billing cycle.