Best Credit Cards from BancorpSouth 2020
BancorpSouth offers different credit cards to its customers to suit the requirements of different groups of people. It’s good to have a credit card as it provides you with the fiscal strength to face any unexpected financial situation and the flexibility to use the money as and when you require without having to overthink.
However, before you apply for a credit card from BancorpSouth, let’s have a look at what their different cards have to offer so that you know which one will fit your needs the best.
BancorpSouth Gold Mastercard
Annual Fee: $0
Purchase Intro APR: 0% for the first six months
Regular APR: 13.15% – 19.15%
Balance Transfer Fee: 3% of the total amount of each balance transfer amount or $10, whichever is higher (Maximum fee limit: $60)
Cash Advance Fee: 3% of the total amount of each cash advance amount or $10, whichever is higher (Maximum fee limit: $60)
Foreign Transaction Fee: 2% of the US dollar amount of each transaction converted from any foreign currency
Over-the-credit Limit Fee: $0
Late Payment Fee: $35
Returned Payment Fee: $35
Quick Highlights of BankcorpSouth Gold Mastercard
- For every $1 you will spend using BankcorpSouth Gold Mastercard, you will earn one reward point that you can later redeem for gift cards, car rentals, vacations, air travels, and cruises
- Minimal annual percentage rate for all the cash advances and balance transfers
- Register for optional overdraft protection to keep a check on your account
- Set up an automatic bill payment system to ensure timely payments
- Use a mobile wallet to make the transactions convenient for you
- Get access to all your account information 24/7 through the secure bank website
- The warranty of any product purchased using Gold Mastercard doubles for up to one year
- For all the products purchased using Gold Mastercard, if you find the same product at a lower price within the 60 days from the date of purchase, then you will be reimbursed with the different amount
- Mastercard Global Services give you access to emergency customer service in the language of your choice, anytime and anywhere you need
- Secure ATM access with the facility to set up your PIN
BancorpSouth Platinum Mastercard
Annual Fee: $0
Balance Transfer Fee: 3% of the total amount of each balance transfer amount or $10, whichever is higher (Maximum fee limit: $60)
Cash Advance Fee: 3% of the total amount of each cash advance amount or $10, whichever is higher (Maximum fee limit: $60)
Foreign Transaction Fee: 2% of the US dollar amount of each transaction converted from any foreign currency
Over-the-credit Limit Fee: $0
Late Payment Fee: $35
Returned Payment Fee: $35
Quick Highlights of BancorpSouth Platinum Mastercard
- Set the credit limit of $5,000 or above
- For every $1 you will spend using BankcorpSouth Platinum Mastercard, you will earn one reward point that you can later redeem for gift cards, car rentals, vacations, air travels, and cruises
- Minimal annual percentage rate for all the cash advances and balance transfers
- Register for optional overdraft protection to keep a check on your account
- Option to set the automatic payment draft options
- Use a mobile wallet to make the transactions convenient for you
- Get access to all your account information 24/7 through the secure bank website
- The warranty of any product purchased using Platinum Mastercard doubles for up to one year
- For all the products that you are buying using Platinum Mastercard, if you find the same product at a lower price within the 60 days from the date of purchase, then you will be reimbursed with the different amount
- Mastercard Global Services give you access to emergency customer service in the language of your choice, anytime and anywhere you need
- Secure ATM access with the facility to set up your PIN
BancorpSouth Visa Student Card
Annual Fee: $0
Balance Transfer Fee: 3% of the total amount of each balance transfer amount or $10, whichever is higher (Maximum fee limit: $60)
Cash Advance Fee: 3% of the total amount of each cash advance amount or $10, whichever is higher (Maximum fee limit: $60)
Foreign Transaction Fee: 2% of the US dollar amount of each transaction converted from any foreign currency
Over-the-credit Limit Fee: $0
Late Payment Fee: $35
Returned Payment Fee: $35
Quick Highlights of BancorpSouth Visa Student Card
- Online budgeting calculator
- Minimal annual percentage rate for all the cash advances and balance transfers
- Register for optional overdraft protection to keep a check on your account
- Option to set the automatic payment draft options
- Use a mobile wallet to make the transactions convenient for you
- Get access to all your account information 24/7 through the secure bank website
- Mastercard Global Services give you access to emergency customer service in the language of your choice, anytime and anywhere you need
- Secure ATM access with the facility to set up your PIN
