Formula for Calculating Periodic Fixed Payments with Multiple Rate Changes

JWW85Oct 10, 2018

I’m trying to figure out how to extend the formula provided by Chris Degnen in this previous question What is the formula for the monthly payment on an adjustable...

How does DTI work while building a house?

NicholasOct 10, 2018

Lenders are pretty consistent and clear about how DTI (debt-to-income ratio) is calculated and the limit of 45% for a traditional mortgage against a primary residence....

Why does CDIC insure deposits only until $100,000?

Greek - Area 51 ProposalOct 10, 2018

$100K CAD appears a low maximum, esp. for retirees. FDIC does so until $250K USD.

Please help: Is it safe to give this personal and banking information to someone?

Jade DaytoOct 10, 2018

Is it safe to give this information to someone? Name of Account Holder: Name of Bank: Bank Account Number: Address of the Bank Branch: Bank Swift Code: Phone Number of...

Is there a limit of how much one can get wired to a US bank account from another bank account in a foreign country?

Patoshi パトシOct 10, 2018

I know about the 10k limit if you deposit cash where you are required to fill out a form. But what about a bank to bank wire transfer? Is there a limit to how much you...

Bank account when owner dead

Wadih M.Oct 10, 2018

What does a bank typically do when the account owner dies, and nobody came to claim the money? Do they leave the money in that account ad vitam aeternam, or does it get...

See reported data under OECD AEOI?

Jash SayaniOct 10, 2018

In the US, we can access data about us (such as credit report data used by lenders) under FOIA or Freedom of Information Act. Since the US has FATCA for international...

Moving relatively large amount of money from one account to another

denidareOct 10, 2018

During a summer I worked in Norway and made a decent amount of money (~ $10k). Due to tax reasons, I had to open a bank account there I am now living (and will soon be...

Bank's Reporting Responsibilities on Closing Accounts

MooseOct 10, 2018

Is a bank required under law to report the bank’s closing of your account to ChexSystems or any credit reporting agency

Lost check made out to a school organization

KMoyOct 10, 2018

Today I lost a sizeable check made out to a school club. What should I do? Can anyone who finds this check use my acct number to withdraw funds? Currently, the check has...