Increasing downpayment v.s. Prepayment

qspDec 02, 2018

I want to apply for a mortgage loan of $100,000 with $10,000 down-payment. The loan should be paid in 15 years, and the interest rate is 4%. Suppose I can have $20,000...

How do I divide equity following separation with cohabiting partner?

julie swindellDec 02, 2018

I have been in a cohabiting relationship for 20 years – we are living in a property that we have lived in for 12 years – we bought the property for £95,000...

Make large Amazon purchase with 5% cash back or gift card balance?

PeteDec 02, 2018

I’m an Amazon prime member, and I have their 5% back credit card. I’m also recently engaged, and after two wedding showers we have a $1000 Amazon gift card...

My bank wants to lower my credit limit on my credit card. Will this impact me negatively?

Adam BarnesDec 02, 2018

I have a credit card upon which I buy my day-to-day purchases, and pay off in full every month, in order to build a credit history. I have a credit limit of £4050. My...

Apply for credit card again after being rejected

hatelllaDec 02, 2018

I already have one discover credit card and I recently applied for Wells Fargo credit card. But it got rejected saying that I am not a US resident. Something about me:-...

Best way to build a credit history for a graduate student in the US

user400261Dec 02, 2018

I’m a first year graduate student in the US, and I’m considering several options to start building credit history. 1) Apply for a local credit union secured...

What does the negative balance number mean?

MarinaDec 02, 2018

My credit card has a negative number but my credit limit has not been exceeded. Do I owe that negative sum to the bank? I have only spent 26$ since I made my last...

Can my bank automatically pay my credit card company without my consent?

CanadianNov 25, 2018

I am going through a rough financial period and have not been able to pay the minimum on my credit card, however i noticed that as soon as money came into my checkings...

How can I check if any accounts were recently opened in my name

David GrinbergNov 25, 2018

Someone just tried to open a Paypal credit account in my name. I was able to get the account closed and the charges revoked, but now I need to make sure there is nothing...

If I deposit money as cash does it count as direct deposit?

AAINov 25, 2018

If I deposit money as cash does it count as direct deposit ? I am asking before I got an offer from a bank if I do one direct deposit within 90 days. Free money is good.