Q&A :
Personal health insurance vs. Employees group insurance
RosettaNov 25, 2018
I am having a dilemma on what action I should take with regards to my insurance plans. I am working for a company which provides employee group insurance (group plan) as...
Insurance coverage for a difficult to find vehicle
maplemaleNov 25, 2018
How will a claim and potential lawsuit go for a vehicle which is only booked on Nada at $17k high retail, but would cost $25k – $35k or more to find a replacement...
Is it cheaper to use car Insurance or pay out of pocket?
pauldNov 25, 2018
My wife recently side swiped a building with our car. We know the building owners and they don’t seem to be worried about any damage. A friend in the car body work...
Auto premium increasing with aging vehicle and no new tickets
amphibientNov 25, 2018
I have just received a new auto insurance bill for the next six months for my comprehensive insurance. It is about 8% higher than the previous six months whereas I have...
Is lemonade insurance a de-facto mutual insurance company?
RyanNov 25, 2018
Lemonade insurance is a startup that markets itself as the first P2P insurance company, which totally eliminates the need of brokerage service. Are they (and a general...
Double-entry accounting: how to keep track of mortgage installments as expenses?
walkmanyiNov 25, 2018
Context: I am new to double-entry accounting, I use GnuCash for my personal family bookkeeping. At the moment, the main goal for me is to keep track of incomes/expenses...
Make 100k, how much mortgage can I get in NYC?
Patoshi パトシNov 25, 2018
I make a little over 100k a year in nyc as a programmer and have 200k saved up. I’m looking to get a mortgage to buy a condo in lower Manhattan sometime in...
If my mortgage were to be foreclosed prior to completion of repayment, would I receive any cash value back for the payments I have made?
SidneyNov 25, 2018
First: This is hypothetical, more of a curiosity than something I need actual help with. Lets say I had a 100k house, and over the past 10 years I’d paid down 50%...
Is it considered mortgage fraud if you work for your friend who can assign you higher income?
stormfeatherNov 25, 2018
I posted this on another forum and want to get input here as well. Let’s say there’s a boyfriend and a girlfriend who have kids together. Boyfriend is...
What should I do if my credit card company isn't debiting my bank account even though they're crediting payment?
Frank QuarryNov 25, 2018
I’ve been paying my credit card every month at the company’s website. They credit me, but never debit my bank account. My bank says the requests are never...