What happens if there are insufficient funds in my checking account when a cheque is deposited?

BastianFeb 12, 2019

In my question, there are two accounts involved. I will call the account where funds are being taken from (debited) Account A and the account where the cheque deposit...

Why do banks require small businesses to open a business bank account instead of a cheaper personal one?

SlavFeb 12, 2019

I understand the need to separate personal finances and the business finances, be it sole-proprietorship or incorporation. I also understand that in the former...

Why isn't *all* debit card activity immediately shown on my online statement?

user12747Feb 12, 2019

I’ve noticed that my bank (Wells Fargo) can see some “approval requests” on my debit card that I cannot see online. For example, if I make a T-Mobile...

Bank statement print-out

FenrirFeb 12, 2019

I have a fairly simple question arising from a fairly annoying situation. I am currently in Canada, I have a Canadian bank account but my main account is in Euros and...

How can a non resident of US open a US Bank Account?

JamesFeb 12, 2019

Please is there anybody with useful hints or information on how to open a US Bank account as a foreigner in the USA?

Having a separate bank account for business/investing, but not a "business account?"

SeneJerryJan 26, 2019

Say I invest and I’m self-employed. I have one “personal/everyday” account, but would like to separate another account purely as a “staging...

How to get a credit card as a minor?

user56936Jan 26, 2019

To my understanding, to get a credit card as a minor I would have to be 18 or I would have to be on an account with one of my parents. Unfortunately for me my parents...

How to open a US bank account from abroad?

user4025050Jan 26, 2019

I’m stuck to a situation. I’ve was living to the USA on non-resident L1B visa , till last year my visa expired so I moved to India. I filed my tax return,...

Will one’s education loan application be rejected if one doesn't have a payslip providing collateral?

Balaji JBJan 26, 2019

Is it possible to reject education loan by SBI/IOB for abroad if don’t have payslip where parents are doing small business but provided necessary collateral which is...

ACH File Transmission

Ron0Dec 02, 2018

Is there any desktop software, either web based or desktop based, to transmit ACH File request to the financial institution? I saw some ACH File creation applications...