Is opening a new credit card worth the potential impact?

WannabeCoderOct 27, 2018

I’m trying to decide whether or not I should open up a second credit card. The primary reason is to have a backup credit card in case my only (and oldest) card is...

Does closing car loan lower credit score?

Joe V.Oct 27, 2018

The final payment on my car loan is due in December but I made a payment for the total payoff amount this month to close the account. The only account I currently have...

Is my credit score affected by making payments in parts?

BattyOct 27, 2018

On a bank’s website, I read that part payments affect credit score. Avoid part payments. It doesn’t really help and affects your score. There are times when...

Paid credit card bill, but money didn't leave my checking account

Macondo2SeattleOct 27, 2018

I paid my CC bill last Friday morning. The payment appeared in my CC account that same day. But now, 3 days later, the money still hasn’t left my checking account...

Automatic transaction on credit card to stay active

GauravPandeyOct 27, 2018

I have 4 credit cards. I use 3 of them frequently for individual purposes as they offer different cash back for different things. However there is one that I rarely use....

Is it possible for me to keep my credit card APR at 0% permanently?

0x499602D2Oct 27, 2018

Right now I’m using the Chase Freedom card, and the terms say that it has a 0% Intro APR for 15 months from account opening on purchases. After the intro period, a...

High credit utilization, some high interest – but credit score not overly bad. How to attack debt in this situation?

t0mgermanOct 27, 2018

I presently have: Credit Card, £2250 balance, interest rate of 17.43% Credit Card, £1500 balance, interest rate of 39.9% (3.5% min payment) Credit Card, £2400,...

Any credit cards that won't let you go over your limit?

MichaelOct 27, 2018

My credit card company has this language in the agreement: You must keep your Account balance below your Account credit line. If you do not, we may request immediate...

Why does Discover Card warn me about selecting certain payment due dates?

dgwOct 27, 2018

The date I would like to use for my payment due date in the future on my Discover Card account warns me with a tooltip: Selecting this date will reduce the number of...

Is it worth lowering Roth contribution to pay down credit card?

CKMOct 22, 2018

My early career 401(k) receives Roth contributions to 11% of my income with a 4% employer match (so 15% net contribution) and returns 13%. My credit card balance is...