How can I keep from giving in to a clerk that tries to get me to sign up for a credit card when I know that getting the card will hurt my credit?

thecoolmacdudeOct 22, 2018

It seems like more and more retailers are shoving credit cards down your throat. What’s the best response I can give to a clerk when they keep asking me to sign up...

Why do you need to provide your credit card's expiration date in order to make a purchases?

tparkerOct 22, 2018

This question is similar in spirit to Why do some online stores not ask for the 3-digit code on the back of my credit card?. I don’t see how asking for the credit...

Are there any drawbacks to owning multiple credit cards?

Steven M. VascellaroOct 22, 2018

I currently own a single credit card and am considering applying for additional cards based on their signup bonuses. (e.g. Amazon Rewards $70 cash bonus, Best Buy 5%...

Should I cancel my first of five cards, which has a $300 limit?

Chris CireficeOct 22, 2018

I currently have five credit cards, four of which total $11,500 in credit, the other is a $300 line. I’m a recent graduate not making tons of money, so I...

Can I ask for a credit card upgrade within 6 months?

Dawny33Oct 22, 2018

This is my first credit card, and it is just 2 statements(months) old, both paid in full before due date. I get invited to tech conferences frequently, so I do...

What kind of credit card transactions generally count as a cash advance?

Victor123Oct 22, 2018

I understand that if I use my credit card to get cash from an ATM, that counts as a ‘cash advance’. Are there any other credit cards transactions that...

Cancelling transaction on a Credit Card

BrondahlOct 22, 2018

I have a transaction on my credit card which I dispute with the vendor. (Specifically, charges on a car hire booking which I assert are unwarranted, though I doubt the...

Should I have a higher credit limit on my credit card?

AverageWorkerOct 22, 2018

I’ve had my credit card for about 4 or 5 years now, got it when I was 18, and my line of credit on it is $3500 as of a month ago. I got it increased to $1500 from...

Risks of a chargeback for a consumer?

MehrdadOct 22, 2018

What are the potential risks of making a chargeback on a credit card for what you deem to be a legitimate reason in good faith (but with which the merchant might also...

My bank wants to lower my credit limit on my credit card. Will this impact me negatively?

Adam BarnesOct 10, 2018

I have a credit card upon which I buy my day-to-day purchases, and pay off in full every month, in order to build a credit history. I have a credit limit of £4050. My...