How to protect a Stock you still want to own from a downturn?

GeoFeb 12, 2019

I have a few stocks on my portfolio that I still like and I still believe I should own. They still meet all my buy signals, so I will still buy them today. However, the...

How do insurance companies calculate cost of replacement, specifically for a bike?

pjshapFeb 12, 2019

I had my bike stolen from my apartment. My renter’s insurance covers “cost of replacement” for my bike. However, my bike was 8 years old and the model...

Why buy insurance?

shravanFeb 12, 2019

I don’t understand why people buy insurances when they know that odds are is not their favor. Is it not better bet to stay uninsured, and save money? I am not...

Which types of insurances do I need to buy?

whizkidFeb 12, 2019

I work in a MNC in India and can save up to Rs.10000 per month. My parents and sister are dependent on me. I like to use this ‘extra’ money to buy insurance...

How can you find out what life insurance a deceased person had?

neubertFeb 12, 2019

So it seems like the way life insurance is supposed to work for a deceased person is that the beneficiary is supposed to somehow inform the insurance company of the...

How do I minimize my risk when loaning someone my car?

Wesley MarshallJan 26, 2019

My wife and I recently had a third child, so we bought a minivan to replace her compact car. Since the car is over 10 years old with almost 150K miles, we know it...

Do laddered term life-insurance strategies give significant savings over getting re-rated with shorter term policies?

Nathan LJan 26, 2019

I have been reevaluating my life-insurance strategy and having remembered an article about using laddered term life insurance to give you a higher amount of coverage in...

Insurance broker – Online vs. physical location?

Dan H.Jan 26, 2019

I have had my home & auto insurance with USAA for a couple of years now, and have never filed a claim. I have heard people recommend finding a broker with physical...

Auto liability insurance and underinsured policy

Baruch StoneJan 26, 2019

I live in MA. Recently I was in an accident where the over driver was at-fault 100% and is not contesting this. I was moderately injured and had several dr appoints and...

Condo hazard insurance — who takes the next step? Everyone else is refusing

Ellen KatinasJan 26, 2019

I live in California. The bank (in Atlanta) who has our home loan needs to see proof of our condo master hazard insurance policy or they will buy us a policy. The agent...