Q&A :Insurance

The mortgage company is trying to force us to make repairs after an insurance claim

We had some hail damage to our roof and deck after a bad storm and made a claim with our insurance company. The damage was in the 5 figure range, but the estimate for...

Solvency 2 RI Assets?

So what I am learning about Solvency 2, particularly how to view an insurers balance sheet and I keep coming across an item on the Assets side of the balance sheet...

Mortgage Company Holding insurance premium payment til repairs made

I am 70 years old and not in good health and do not know what to do to get my problem solved. My home was damaged by Hurricane Irma Damage estimate: $7500 My deductible...

Why does my car insurance premium go up when I remove my wife?

I was messing around with my car insurance policy to see if I could get my premium to go down a little bit, so I was just curious; How much is my wife making my premium...

Is accident insurance worth it for my kids who play sports

I’m evaluating options at my job for insurance and an optional insurance offering is accident insurance. I’m looking at this for my kids who play sports in...

Could my insurance company be giving my healthcare providers kickbacks?

This may seems like a far-fetched conspiracy theory, but this has happened to me twice now… Scenario goes like this: My insurance policy covers X but not Y (or X...

1 year old car is dead, called the car dealer they can fix it only if I can bring it, what should I do?

I have a new Toyota Prius (2017 model), bought between 12-13 months ago. The car recently has gone totally mad (Ironically 1 week after the service). So I arranged a...

"$100 Copay before deductible/40% Coinsurance after deductible"

I’m shopping for health insurance. (U.S., federal exchange, I’ll be losing COBRA which is a qualifying life event.) One of the plans describes its emergency...

Insurance company incorrectly paid for several visits now rejects

My insurance company has been accepting and paying claims for several months and suddenly the identical billing code was rejected recently. I called the insurance...

How can I argue for a higher motorcycle write-off value?

I was in an accident in June, other driver at fault. I had only liability coverage, so I’ve had to deal with his insurance directly. The bike was towed to a...